Our services in the field of transport insurance
With Mönig, your goods are in the best hands – and with our customized transport insurance, we offer you additional protection against financial risks. By default, all transports are covered by statutory liability bases such as ADSp or CMR. However, these often only cover a fraction of the actual damage, as compensation is calculated on the basis of weight and not the value of the goods.
This statutory liability may not be sufficient, especially for goods with a high individual value. This is where our commercial transport insurance comes into play: it ensures that you are reimbursed for the full value of the goods in the event of a claim – whether for sea freight, rail freight, air freight or road transportation. Rely on our expertise and minimize risks with a solution that is precisely tailored to your requirements.
- Maximum reliability
- Quality since 1957
- >170 employees
Individual transport insurance for your goods
Every product has its value – and its special requirements. That’s why we offer you:
- Flexibly customizable policies: For sea freight, rail freight, air freight and road transportation tailored to the specific characteristics of your cargo.
- Insurance cover from door to door: For maximum security throughout the entire transportation chain.
- Cover against all risks (all-risks insurance): Protection against loss, damage or other unforeseen incidents.
Consulting and claims management
Our experienced team will support you in choosing the right cargo insurance and takes over for you:
- Risk assessment: Analyzing your goods and routes to ensure optimal coverage.
- Claims processing: Fast and smooth processing by our experts in the event of a claim.
Additional services for special requirements
Special goods or transportation conditions often require special protective measures:
- Dangerous goods: Cover for transportation in accordance with international standards (IMDG, ADR).
- Temperature-controlled goods: Insurance for goods that are sensitive to temperature changes.
- Large-volume or oversized loads: Individual solutions for out-of-gauge transportation.
How our insurance process works
01
Needs analysis
Together we will clarify the insurance requirements for your goods and transports.
02
Quotation preparation
We create a transparent and individual insurance offer for you.
03
Closing and settlement
After signing the contract, we integrate the transport insurance into your transport planning.
04
Claims management
In the event of a claim, we take care of all the formalities – for a quick settlement.
With our flexible and efficient working methods, we guarantee you a stress-free process that is precisely tailored to your requirements.
Why take out transport insurance with Mönig?
Your advantages at a glance
- Comprehensive protection - We insure your goods against almost all transportation risks.
- All-round service - from advice to claims handling - everything from a single source.
- Transparent cost structure - No hidden fees, clear and comprehensible offers.
- Individual solutions - optimally tailored to your requirements and goods.
Experience and reliability
Our many years of experience in the transportation and logistics industry make us a trustworthy partner for your insurance needs. We work with leading insurance providers to guarantee you the best conditions.
Contact us now - we will be happy to advise you!
Protect your transports with customized transport insurance from Mönig. Contact us today to find your optimal insurance solution
FAQ on the subject of transport insurance
What happens if damage occurs during transportation due to force majeure?
Damage caused by force majeure, such as natural disasters, strikes or armed conflicts, is generally excluded from liability. This definition corresponds to the standards in the insurance industry and is also applicable to transportation insurance. This also applies to transportation insurance, especially on routes such as Asia-Europe, which run through regions with potential conflicts. Rail carriers often exclude any liability in advance for certain sections of the route, for example through Russia or Ukraine. It is advisable to check the insurance conditions carefully and take out additional insurance if necessary.
What risks does transportation insurance cover?
Transport insurance offers protection against loss, theft, damage due to external influences (e.g. weather, fire) or accidents during transportation. The exact risks depend on the type of cover selected (e.g. all-risk insurance).
Is transport insurance compulsory?
No, transportation insurance is usually voluntary. However, we strongly recommend it to protect your investment.
How is the insured value calculated?
The insured value is made up of the value of the goods, the transportation costs and, if applicable, a profit margin. This guarantees that you will not suffer any financial losses in the event of damage.
What is the difference between all-risk and FPA insurance?
- All-risks insurance: Covers all risks except explicitly excluded events.
- FPA insurance (Free of Particular Average): Offers limited protection, e.g. only in the event of total loss or serious damage.
How do I report damage?
In the event of a claim, contact us directly. We will take all the necessary steps, assist you in reporting the damage and ensure that the claim is settled quickly with the insurance company.
What does deductible mean in transportation insurance?
The excess is the amount that the policyholder must pay in the event of a claim before the insurance takes effect. The amount is agreed individually and can help to reduce insurance premiums.
Does the transport insurance also cover delays in transportation?
Standard transportation insurance does not usually cover financial losses due to delays. For such cases, there are special supplementary insurances that can be considered.
What documents are required to take out insurance?
The following documents are typically required:
- A detailed description of the goods
- Information on the route and means of transportation
- Information on the value of goods and freight costs
Is transport insurance also possible for partial loads?
Yes, partial loads can also be comprehensively insured. The insurance cover is individually tailored to the value and type of partial load.
What happens if the damage is caused by improper packaging?
As a rule, the insurance does not cover damage caused by inadequate or improper packaging. It is therefore important that the packaging meets the insurer’s requirements. We will be happy to advise you on the requirements.
Contact us for more information
Contact person:
Alexander Schulz
